Straightforward answers to help you navigate business funding with confidence
We understand that every business is different and so are its funding needs. Our FAQs are designed to give you clear, honest answers to the questions we’re asked most often, from how the process works to what you can expect when applying for finance.
Helpful insights to make business funding simple and transparent
From how long funding can take to how applications may affect your credit profile, our goal is to set clear expectations and remove uncertainty. Backed by the reach of the Optimum ELITE network and a wide panel of trusted lenders, we’re here to ensure you feel informed, supported, and confident from first enquiry to completion.
Are you a lender or a broker?
We are a broker, authorised as an Appointed Representative of Optimum Elite.
Will applying affect my credit score?
We use soft checks initially; we’ll advise before any full search.
What types of businesses do you work with?
We support limited companies, partnerships and sole traders across most sectors.
How long does it take to get funding?
It depends on the product, but approvals can be within 24–72 hours for many cases.