# Severn Commercial Finance > Smart business finance, tailored for you. ## Pages - [Funding for Management Buyouts (MBOs): A simple guide](https://severncommercial.com/resources/guides/funding-for-management-buyouts-mbos-a-simple-guide/): Introduction A Management Buyout (MBO) is when the existing management team buys a business (or a majority share of it) from the current owner. It’s a common solution when a founder wants to retire, exit, or step back — and the management team wants to take control and continue growing the business. Because an MBO […] - [Property & Development Finance: buying, letting and going concern purchases](https://severncommercial.com/resources/guides/property-development-finance-buying-letting-and-going-concern-purchases/): Trading Business A trading business mortgage is designed to finance the purchase or refinancing of properties used as business premises. This form of mortgage enables business owners to secure the property or land needed for their operations by borrowing funds from high street banks or specialist lenders. Similar in structure to a residential mortgage, it […] - [Privacy Policy](https://severncommercial.com/privacy-policy/): Severn Commercial Finance is committed to protecting your privacy. This Privacy Policy sets out how Severn Commercial Finance handle data which identifies you. Company information Severn Commercial Finance company registration number is 16244043 and our registered office is 9 The Hay Yard, Anchorage Avenue, Shrewsbury Business Park, Shrewsbury, SY2 6FG. Optimum Commercial Solutions is authorised […] - [Glossary: Key commercial finance terms](https://severncommercial.com/resources/guides/glossary-key-commercial-finance-terms/): Introduction Commercial finance has its own terminology. Here’s a simple glossary to help you understand the key terms you’ll encounter. Glossary Term Definition Asset Finance Funding used to acquire business equipment or vehicles, spreading the cost over time. Bridging Loan Short-term finance to “bridge” a gap before long-term funding is secured. Invoice Finance Releasing cash […] - [Top 5 mistakes when seeking business funding](https://severncommercial.com/resources/guides/top-5-mistakes-when-seeking-business-funding/): Introduction Securing finance is vital for growth, but common mistakes can delay approvals or lead to unfavourable terms. Here are the top pitfalls we see, and how to avoid them. 1. Applying for the wrong type of financeEach finance product suits different needs. Using a short-term facility for long-term growth (or vice versa) can create […] - [How to prepare for a finance application](https://severncommercial.com/resources/guides/how-to-prepare-for-a-finance-application/): Introduction Applying for business finance is much smoother when you’re prepared. Lenders need clarity and the right preparation can mean faster approval and better terms. Applying for business finance Step 1: Know Your PurposeDefine exactly what you need funding for — equipment purchase, working capital, expansion, or refinancing. This helps match your business to the […] - [Invoice Finance vs Overdrafts: Which is right for you?](https://severncommercial.com/resources/guides/invoice-finance-vs-overdrafts-which-is-right-for-you/): Introduction Both invoice finance and overdrafts help businesses manage cash flow, but they work very differently. Understanding the pros and cons of each can save you money and stress. How they work Invoice Finance:You raise an invoice, a lender advances a percentage (often 80–90%), you get immediate access to funds. When your client pays, the […] - [Understanding the different types of business finance](https://severncommercial.com/resources/guides/understanding-the-different-types-of-business-finance/): Introduction Business finance comes in many forms and the right choice depends on your goals, cash flow, and growth plans. Whether you’re buying equipment, managing invoices, or funding a development project, understanding your options helps you make confident decisions. Main types of business finance Asset FinanceAllows you to acquire equipment, vehicles, or machinery without paying […] - [FAQs](https://severncommercial.com/resources/faqs/): Frequently Asked Questions Helping you understand business finance. Get in touch Straightforward answers to help you navigate business funding with confidence We understand that every business is different and so are its funding needs. Our FAQs are designed to give you clear, honest answers to the questions we’re asked most often, from how the process […] - [Guides](https://severncommercial.com/resources/guides/): Guides Helping you understand business finance. Get in touch Clear, practical guidance to help you choose the right funding for your business At Severn Commercial Finance, we understand that every business has different goals and challenges. That’s why we’ve created a comprehensive library of guides designed to make commercial finance easier to understand. Whether you’re […] - [Healthcare Sector](https://severncommercial.com/services/healthcare-sector/): Funding solutions tailored to the healthcare sector. Contact us today What is Healthcare Finance? If you are new to healthcare finance, here is a quick explanation of what healthcare finance is and how it works. Healthcare Finance At Severn Commercial Finance, we look at Healthcare Finance in two categories: Primary Healthcare SectorQualified Professionals in the […] - [Unsecured Finance](https://severncommercial.com/services/unsecured-finance/): Fast, flexible finance for growing businesses. Contact us today What is Unsecured Finance? If you are new to unsecured finance, here is a quick explanation of what unsecured finance is and how it works. Unsecured Business Finance Unsecured business finance allows companies to borrow funds without securing the loan against business assets such as property, […] - [Invoice Finance](https://severncommercial.com/services/invoice-finance/): Turn outstanding invoices into immediate cash flow. Contact us today What is Invoice Finance? If you are new to invoice finance, here is a quick explanation of what invoice finance is and how it works. Invoice Finance Invoice finance generally operates by advancing a substantial portion of the invoice value upfront, typically between 70% and […] - [Residential Investment](https://severncommercial.com/services/residential-investment/): Supporting your residential investment strategy. Contact us today What is Residential Investment Finance? If you are new to residential investment finance, here is a quick explanation of what residential investment finance is and how it works. Residential Investment Residential investment finance is specifically tailored for property investors and landlords who acquire residential properties to generate […] - [Commercial Investment](https://severncommercial.com/services/commercial-investment/): Commercial finance built around your business. Contact us today What is Commercial Investment Finance? If you are new to commercial investment finance, here is a quick explanation of what commercial investment finance is and how it works. Commercial Investment A commercial investment mortgage is a loan used to purchase or refinance commercial or semi-commercial properties […] - [Semi-commercial](https://severncommercial.com/services/semi-commercial/): Specialist semi-commercial finance, done properly. Contact us today What is a semi-commercial mortgage? If you are new to semi-commercial finance, here is a quick explanation of what semi-commercial finance is and how it works. Semi-commercial Investment A semi-commercial mortgage is a property-backed loan designed for assets that combine both residential and commercial elements. These financing […] - [Asset Finance](https://severncommercial.com/services/asset-finance/): Fund the equipment your business needs, without large upfront costs. Contact us today What is Asset Finance? If you are new to asset finance, here is a quick explanation of what asset finance is and how it works. Asset finance is a flexible funding solution that allows businesses to acquire essential equipment without the significant […] - [Portfolio Finance](https://severncommercial.com/services/portfolio-finance/): Smarter portfolio decisions, backed by real financial insight. Contact us today What is Portfolio Finance? If you are new to portfolio finance, here is a quick explanation of what portfolio finance is and how it works. Portfolio Finance Portfolio finance, often referred to as a portfolio mortgage, enables landlords to consolidate multiple buy-to-let mortgages into […] - [Trading Business](https://severncommercial.com/services/trading-business/): Smart finance designed for trading businesses. Contact us today What is Trading Business? A trading business mortgage is designed to finance the purchase or refinancing of properties used as business premises. This form of mortgage enables business owners to secure the property or land needed for their operations by borrowing funds from high street banks […] - [Development Finance](https://severncommercial.com/services/development-finance/): Funding for commercial, residential and mixed-use projects. Contact us today What is Development Finance? If you are new to development finance, here is a quick explanation of what development finance is and how it works. Development Finance Development finance is a short-term funding solution, typically available for 6 to 24 months, designed to support residential […] - [Bridging Finance](https://severncommercial.com/services/bridging-finance/): Fast, flexible short-term funding when you need it most. Contact us today What is Bridging Finance? If you are new to bridging finance, here is a quick explanation of what bridging is and how it works. Bridging Finance A bridging loan is a short-term financing solution designed to “bridge the gap” between the purchase of […] - [Contact](https://severncommercial.com/contact/): Contact us Let’s talk about your finance needs. Severn Commercial Finance Every business is unique. Get in touch to discuss how we can help you access the right funding quickly and easily. T: 01743 290 852 E hello@severncommercial.co.uk Head office 9 The Hay Yard, Anchorage Avenue,Shrewsbury Business Park, Shrewsbury, SY2 6FG Directions Discuss your finance […] - [Resources](https://severncommercial.com/resources/): Resources & FAQs Helping you understand business finance. Get in touch Practical insights to help you make confident funding decisions At Severn Commercial Finance, we know that choosing the right finance solution is an important step for any business. That’s why we’ve created this resource hub — a collection of clear, practical guides and FAQs […] - [How it works](https://severncommercial.com/how-it-works/): How it works Getting finance shouldn’t be complicated. We make it straightforward from enquiry to drawdown. Speak to our experts Your route to finance Getting the right funding shouldn’t be complicated. We take the time to understand your needs, source suitable options through our lender network, and guide you from initial enquiry to completion, clearly, […] - [About us](https://severncommercial.com/about-us/): Supporting UK businesses with clarity and confidence Get in touch today About Severn Commercial Finance Severn Commercial Finance is a modern, professional brokerage built to make business funding simple. We support organisations of every shape and size, from startups to established companies, by finding finance solutions that truly fit. Our Mission Severn Commercial Finance empowers […] - [Services](https://severncommercial.com/services/): Finance solutions for every business Speak to our experts Severn Commercial Finance services From asset finance to property development loans, we provide flexible solutions designed to meet your needs. As a broker, we work across multiple lenders to ensure you get the right product at the right terms. Asset Finance Fund vehicles, machinery or equipment, […] - [Home](https://severncommercial.com/): Smart business finance, tailored for you We help UK businesses of all sizes secure the funding they need, simply, transparently and professionally. View our Services Severn Commercial Finance At Severn Commercial Finance, we understand that every business is different. Whether you’re expanding, investing in new equipment, or managing cash flow, we’ll find the right finance […] ## Optional - [Agent (MCP protocol)](websites-agents.hostinger.com/severncommercial.com/mcp) [comment]: # (Generated by Hostinger Tools Plugin)